Logged onto the Plaza Services site and paid off an old $315 collection. It was reporting via a payday loan, and according to the rep it will come off the Transunion report in 30 days. They use TrueAccord to send friendly notices and all that, but figured pay them direct and see. When I called them, got some rude agent who wasn't too overly friendly, but guessing working at a collection agency isn't fun either. lol. Let's see if it comes off Transunion in 30 days. Will update the post when I find out.