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caliness wrote:There are some CO accounts (over a year old) that are reporting in some CRAs. I have already exhausted my online disputes and they come back as already verified. I want to send out DV letters to the CAs (and perhaps the OC) as well as MOV letters to the CRAs, simultaneously.(1) Is this a good strategy?(2) I'm also concerned that the DV letters would somehow trigger the CAs to report the COs to all the other CRAs.Any other suggestions would be appreciated.
caliness wrote:There are some CO accounts (over a year old) that are reporting in some CRAs. I have already exhausted my online disputes and they come back as already verified. I want to send out DV letters to the CAs (and perhaps the OC) as well as MOV letters to the CRAs, simultaneously.(1) Is this a good strategy?(2) I'm also concerned that the DV letters would somehow trigger the CAs to report the COs to all the other CRAs.Yes, this has happened. More than once. Personally happened to me. Sometimes when you DV and they are only reporting to 1 or 2 of the CRAs, when they update the accounts as in dispute, they will report to the others. I wonder if maybe they didn't report to the others at the time of last reporting your debt, and since have started, if maybe this is why they do it. I also read somewhere they use it a strategy to hurt you further for DV'ing. I read that on another forum and supposedly an ex-employee of one of the larger CA's is who was writing it. I am not sure I believe it, but.........who knows.Any other suggestions would be appreciated.
sidewinder wrote:
caliness wrote:There are some CO accounts (over a year old) that are reporting in some CRAs. I have already exhausted my online disputes and they come back as already verified. I want to send out DV letters to the CAs (and perhaps the OC) as well as MOV letters to the CRAs, simultaneously.(1) Is this a good strategy?(2) I'm also concerned that the DV letters would somehow trigger the CAs to report the COs to all the other CRAs.Yes, this has happened. More than once. Personally happened to me. Sometimes when you DV and they are only reporting to 1 or 2 of the CRAs, when they update the accounts as in dispute, they will report to the others. I wonder if maybe they didn't report to the others at the time of last reporting your debt, and since have started, if maybe this is why they do it. I also read somewhere they use it a strategy to hurt you further for DV'ing. I read that on another forum and supposedly an ex-employee of one of the larger CA's is who was writing it. I am not sure I believe it, but.........who knows.Any other suggestions would be appreciated.