There are many problems with it to me...I recently put in a request for cancellation...I subscribed to it because I was starting the home loan process and it didn't help at all...I received on a few alerts...although I had many things deleted...I even went over my target score with no alert...today I received an alert from the 4th...the other day I got an alert of a -29 pts...I knew it was wrong..I had no change and it had no explanation...so I figured I'd buy my score to see if it really decreased...it actually increase by +9 pts...
ScoreWatch doesn't alert when collections are removed. But if those did affect your score at all, I just got an alert today 6 May, dated 4 May. I think SW is permanently stuck 2 days behind. Just give it a few days.,.
spoke to soon.. just got an alert today change in account that i paid to zero no point gain though... it was 95% uti and no pints huh... that CO that reads as a revolving really messed me up... I better get on the phone!
6/9/08 FICO TU 697 EX698 EQ 618uti 6% (once new accounts hit) BIZ- DUNS 80, EX 35 GOAL 2008- 700s+ new car 2010 BE a first time buyer