I have a collection account with Carter-Young dating back to 2016 for the amount of $2,876. I recently paid off a collection with PRA & it was removed per their new policy, and seeing that climb in my credit has pushed me to go after my other collection account. Plus the fact that I really need to refinance my car I bought a couple months back as the interest rate is embarassingly horrible & I'm to be apartment hunting soon.
I was wondering if anyone had any experience with this company and if Pay For Deletes are an option? I'm working to send my first (and hopefully last) PFD letter by the end of this week.