I don't have any revolving CC at all. What's some good credit cards to apply for with my score being in the low 500's (horrible I know)? I would like details from some of you that have been in the low 500's ... What cards did you get approved for? What was your score at that time? How much income do they require to get approved? I just don't want to get hard inquiries on my report when I have worked so hard to get some of them deleted already. I really don't want to waste an inquiry and end up not getting approved. Thanks!
I would go to nearest Credit Union and get a secured Credit Card. Otherwise major banks offer Secured Credit Cards to start off. If you have bank of america and you may ask them to give you one secured. BoA is a better one because they report faster to CR and eventually graduate to unsecured one. Good Luck.
