@Anonymous wrote:
So I need to see if anyone has an idea what my fiancé approval odds would be for synchrony bank we are wanting to go through the lovesac store ashley furniture
TU - 630
EX - 626
EQ - 602
Has 3 medical bills in collections
1 from banfield pet hospital
Went on a spree about 3 days ago and got approved for
Victoria secret - $500
Way fair - $1,000
Chase freedom - $500
Capital one - $300
She also already has the below for the past 1 1/12 years
Wellsfargo - $3,500
Finger hut - $2,100
Her HP are high from shopping for cars at the dealership if you don't count those she has about 10 HP I believe
What are your thoughts on if she could get approved?
Tried applying last year with Ashley's with a score higher than hers. there pulled EX and was turned down for past charge offs. Have you tried Pottery Barn and West Elm? They do the SCT and are from Comenity Bank. When I bought furniture, I used Overstock, Amazon, and used my Cap 1 and Amex cards to buy furniture through Rooms to Go and got 0% APR on Quicksilver and Amex card and deferred financing on Amazon and Overstock. There is a way around everything. Also, used Venture card, but paid it off in 2 months to limit the amount I had to pay in interest.
