I was in my personal bank today making some deposits and decided to apply for their own Visa Credit Union CC. Even though I already have 3 cards and a installment loan reporting now, I plan to ditch my Credit One card at the 1 year mark so it's replacement will be the credit union cc I was approved for today. I put a $1000 limit on the application to up my odds since my scores are still in the low 600s and I just started rebuilding, but I was approved!! Super excited about it! It has a great grace period and 10.9% apr.
