Just wanted to pass the info along. I just got my chapter 7 BK discharged on 03/20/12 and was all ready approved
for a $ 5000 personal loan from Key Point Credit Union in Northern CA. Key Point offers a product called New Point Loan or Line
This product is something new from them and it would help you establish either a loan or line of credit. It is designed to help those with
bad credit or no credit establish or re establish. The loan is a partial secured loan either by 50% or 75 % of the loan amount.
Here is the best part you don't have to bring in no money. What they will do is approve the loan and fund it and hold whatever
percentage they feel comfortable with in a savings account as security and the rest would be funded to you. As you make
on time payments and rebuild up the will unsecured it or even grant a increase. Please check it out......
That sounds great. Congrats!