I was reading some threads about car insurance companies using credit scores to set premiums and thought it was worth having my company (Geico) take a look since I started the policy almost four years ago. The rep confirmed that they had not pulled credit since jan of 2014 and depending on CRA I'm up at least 100 pts+ since then.
Long story short, my premium dropped from $450/month to $260/month with no change in coverage.
Well worth the 15 mins on the phone.
