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Asset Acceptance deleted!!

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proudnavymom
Regular Contributor

Asset Acceptance deleted!!

I just checked my TU CR and Asset Acceptance is no longer on there.  I paid a settlement several months ago that I tried to get them to PFD, but they refused.  They did agree to update it as a paid collection, not as paid for less than the original balance which they did.  I sent them a GW several months ago and called a few times, but they still refused.  I decided to wait a few months before trying it again, and I was pleasantly surprised when I checked today.  Woo hoo!

Starting Scores TU 7/30/09 FICO 493 EQ 9/5/10 FICO 477 EX 11/14/2011 (lender pull) 575
Current Scores TU 10/19/2018 FICO 671 EQ 12/21/2018 FICO 614 EX 5/31/2014 FICO 658
Goal Scores 700 across the board
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Asset Acceptance deleted!!

Persistence pays off ... Kudos to you! Smiley Very Happy

Message 2 of 6
rightcoast
Frequent Contributor

Re: Asset Acceptance deleted!!

Does the original creditor still show on your report?

Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
Message 3 of 6
proudnavymom
Regular Contributor

Re: Asset Acceptance deleted!!

No, I believe this was for a T-Mobile account that I had and they had not been reporting on my credit report in quite a while. 

Starting Scores TU 7/30/09 FICO 493 EQ 9/5/10 FICO 477 EX 11/14/2011 (lender pull) 575
Current Scores TU 10/19/2018 FICO 671 EQ 12/21/2018 FICO 614 EX 5/31/2014 FICO 658
Goal Scores 700 across the board
Message 4 of 6
rightcoast
Frequent Contributor

Re: Asset Acceptance deleted!!

Wow. I wish the same for me! My O.C shows a zero balance and says it was sold to another lender. From there Asset Acceptance reports from the same debt! Might be able to get AA to delete but it looks like the OC will still be there Smiley Sad(((


Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
Message 5 of 6
ficochat
New Contributor

Re: Asset Acceptance deleted!!

persistence has paid off - great job!

Message 6 of 6
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