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I have the same question, was added to bofa visa on 9/23, showed up on experian by 10/17, still no no show on transunion and equifax. Any thoughts on this?
@Anonymous wrote:I have the same question, was added to bofa visa on 9/23, showed up on experian by 10/17, still no no show on transunion and equifax. Any thoughts on this?
This is not uncommon with poky Equifax and TransUnion, who often take a week (or more) upon receipt of new info to actually get around to posting it.
BofA AU cards generally post to all three reports without problems, so I think they've sent it in. With luck, you should see it pop up in the next day or two.
My mom added me to her Discover account as an AU this week. She ordered a card for me, but I don't want to use it. I'm just getting around to reading posts that surround this. But here's my question. My credit scores are "Shot" and I don't want her credit to be messed up. Will having added me mess up her credit since mine sucks? Also, will they lower her credit limit as a result of adding me? Two questions...Sorry.
@Sweets8E wrote:My mom added me to her Discover account as an AU this week. She ordered a card for me, but I don't want to use it. I'm just getting around to reading posts that surround this. But here's my question. My credit scores are "Shot" and I don't want her credit to be messed up. Will having added me mess up her credit since mine sucks? Also, will they lower her credit limit as a result of adding me? Two questions...Sorry.
Question 1 = NO
Question 2 = A Credit Card can lower limits for whatever the reason. Would have nothing to do with adding you as a Authorized User.
Sigh of great relief...Whew....Thank you for responding.
I added DH as AU on JCP and CareCredit. Carecredit shows up on EQ, and both show up on TU. I have no idea what shows up on Experien. They were pretty quick for this, I thought - it was about 2 weeks ago that I put him on.
@Teasha wrote:
I was added as an AU on my mother in-laws chase freedom in late June 2011 and is showing on my TU
it never did make it to EX or EQ and have no fico for those two at all.
Can I call chase to enquire if they will report to them or is that the responsibility of the original account holder?
My fico scores: EQ 0, EX 0 and TU 782
I think you, as an AU, can call the CCC and inquire if they report to all 3. Look around to see if others report success in getting Chase to report to all 3. BTW, congrats for the starting 782 TU FICO!
Discover is pretty awesome about reporting authorized users quickly. I added myself to my partners card and it was reported in 5 days. I did the sme for a Home Depot card and it took a month. Discover is on top of their stuff.