I had my vehicle repossesed back in 2002. They sued for the balance and there is a weekly payment being made in the amount of $75.00. These payments are getting paid through the cosigner. On my credit report it is getting showed as getting paid to the original creditor. Since this is getting paid on a regular basis is there any way they can remove this from our credit reports? Also I get these random letters from the lawyer that they used asking for payment. Is that allowed if the account is getting paid on?