If the acount/debt reported is on a repair bill, how/why is it being reporting as a revolving line of credit?
I dont see the connection between owing a bill and your use of a revolving line of credit......
Did you, for example, use a credit card to pay the bill, and were then late on your credit card payments?
Regardless, the expiration of a state SOL has nothing to do with credit report exclusion.
The state SOL determines the period within which a party must initiate legal action if they wish to obtain a judgment ordering payment of a debt.
Credit report exclusion applies to individual derogs reported under an account, and have set exclusion periods as defined under FCRA 605(a), such as 7 years from date of delinquency for a monthly late payment.
Whatever derogs may have previously been reported have apparently all passed their respective exclusion dates, as the posted report does not show any derogs.
