So this morning I called BOA to inquire about the multiple lates that were still remaining on my credit report. The not-so-nice lady told me she will put in a request so they can review my account and it will take 7-9 business days to be completed! This evening I recieved an alert and bam!!!!! I checked it was BOA and the multiple lates ranging from 30-180days were ALL DELETED AND REPLACED WITH OK!!!! I almost fell off my chair.... now I can say I am officially negative free yayyyy!!!! that said - this is the end of the rebuilding journey for me and tending to my surviving open account. I will still be hanging around here tho... Thank so much to this forum, for the insight and wealth of knowledge herein... I am ever grateful to y'all
Good for you! Congrats.
thank you^ 
congrats now get out of this forum and go talk to the big boys
I think they meant that now that the OP is baddie free, they can apply with prime lenders.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@polno1234 wrote:congrats now get out of this forum and go talk to the big boys
lol nahhh im stuck on this forum like a leech. I'll give it some extra time before checking 'em out but sadly AMEX doesn't fit in the picture. They say I owe them a balance which I don't wanna pay it cos the charges weren't mine. Not sure they will ever approve me for any other product with that balance still outstanding ($620)... So for now I just stay be eyeing Chase and/or Discover lol