Well, you wanted better credit - now you got it... 
Sounds like a case of scorecard reassignment ('rebucketing'). Now that your bankruptcy is removed, you are no longer in the scoring bucket with others that have public records on their reports; instead, you are in a new bucket being compared to folks with no public records -- and these folks may have better overall profiles than you, which places you at the bottom or middle of that bucket instead of the top, lowering your score. Their profiles may be better simply due to age of accounts. From your post, I gather most of your accounts are 2 years or less in age, so that is also a factor.
The good thing is that you have a new high ceiling for score growth as they will no longer be weighed down by the bankruptcy and your overall profile is vastly improved. You just need to give it time, keep maintaining your current credit and your scores will rebound.
Don't be sad; I know how you feel - I recently had my very last derog removed giving me clean reports and my scores dropped too (greatest loss being 30 points), but I know i'm better off because a clean report with slightly lower scores is better than a dirty report with higher scores any day.
Congratulations!!
You really made sense of it for me. Now i feel much better. 
@thornback wrote:Well, you wanted better credit - now you got it...
Sounds like a case of scorecard reassignment ('rebucketing'). Now that your bankruptcy is removed, you are no longer in the scoring bucket with others that have public records on their reports; instead, you are in a new bucket being compared to folks with no public records -- and these folks may have better overall profiles than you, which places you at the bottom or middle of that bucket instead of the top, lowering your score. Their profiles may be better simply due to age of accounts. From your post, I gather most of your accounts are 2 years or less in age, so that is also a factor.
The good thing is that you have a new high ceiling for score growth as they will no longer be weighed down by the bankruptcy and your overall profile is vastly improved. You just need to give it time, keep maintaining your current credit and your scores will rebound.
Don't be sad; I know how you feel - I recently had my very last derog removed giving me clean reports and my scores dropped too (greatest loss being 30 points), but I know i'm better off because a clean report with slightly lower scores is better than a dirty report with higher scores any day.
Congratulations!!
Thank you,
Dawn
Yup, you have now been rebucketed into the group that does not have a public record on their credit report. Over time and with good use of credit you will gain Fico points. Grats on the removal.
