Barclay Card account website gives a FICO for free

navistar · ‎03-24-2014

Anyone know if this is the real score and by whom?

I thought when i first enrolled for this free feature it said it was the TU score but now I dont see that.

EDIT: iT does say its from TU. Would it be a real FICO or FAKO?

MyFico Equifax - 691
MyFico Experian - 692
Barclay Transunion - 682 (Last Updated 03/21/14)

Citi Diamond Preferred - $2,300 / Citi Platinum Select AAdvantage - $5,600 / Barclay - $4,600 / GE Care Credit - $1,000
Current Utilization - 52% / AAoA - 6yrs

navistar · ‎03-24-2014

No one has a Barclay Card? lol

MyFico Equifax - 691
MyFico Experian - 692
Barclay Transunion - 682 (Last Updated 03/21/14)

Citi Diamond Preferred - $2,300 / Citi Platinum Select AAdvantage - $5,600 / Barclay - $4,600 / GE Care Credit - $1,000
Current Utilization - 52% / AAoA - 6yrs

meehan22 · ‎03-24-2014

Lots of threads on the BarClay and GE Cards free FICO score.

Its a TU FICO score to answer your question.

Wallet: Chase $6,000 - Discover $1,500 - Walmart $2,200 - Voyage FCU $1,300 - Zales $2,300 - Elan Fin: $12,500(AU, reporting) - Chase $8,500 (AU, reporting) 1% UTL

bridgetkaryn · ‎03-24-2014

It is from TU and it seems to be on point with my TU from MyFICO... So My thought it real...

Starting Score: 06/2010- EQ 464
01/2012-EQ 512
April Score: EQ 679 4/12TU- 677 EX- 699 (FAKO)
Current Score: 05/2012-EQ 691 4/12TU- 706 EX- 720(FAKO)
Goal Score: 700 by 05/2012- MADE IT!!!!

Take the FICO Fitness Challenge

Season79 · ‎03-24-2014

Is this free every month?? Or every 3rd month?? Just wondering... i have a Barclay Card, it gave me my FICO TU score on 02.24.14, my new statement just cut last week and yet the TU FICO score has not updated yet....thks

yudeology101 · ‎03-24-2014

@Season79 wrote:
Is this free every month?? Or every 3rd month?? Just wondering... i have a Barclay Card, it gave me my FICO TU score on 02.24.14, my new statement just cut last week and yet the TU FICO score has not updated yet....thks

Every month and it is a FICO 08 version.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

Season79 · ‎03-24-2014

Thank you!! i will wait until tomorrow and see if the date updates, maybe the score did not change this month.

yudeology101 · ‎03-24-2014

@Season79 wrote:
Thank you!! i will wait until tomorrow and see if the date updates, maybe the score did not change this month.

Yea mine didn't update either, looking forward to it

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

mbla · ‎03-24-2014

Barclays TU08 FICO Score updates every 60 days or when a score change is detected (like MYFICO Scorewatch).

juggalo9er · ‎03-24-2014

it only updates when they soft you which could be every month or every other month. mind has not updated in three months