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Hello everyone, I have good news for myself. I started out a year ago with the capital one secured card and saved paid the account off every month. Two months ago, i got my Dillards Credit card with a $400 unsecured line of credit. Two months later, (today 11/23/2012), i got approved for my Best Buy (Capital One - new mgmt) gave a $2,000 line of credit. My offer was for 0% interest for 6 months. I only charged $324 for some external hard drives and it will be paid off in one month.
Simple advice, keep you utilization under 10% and pay in full. Just trying to pass on the "how" to rebuild credit.
Sounds good. Keep it up!