https://www.firstnational.com/site/personal/credit-card/visa/visa-secured.fhtml
FNBO Platinum Secured
It's hard to get specific info on this particular card bc FNBO has so many flavors of secured ccs.
However, this one is great bc it has no AF, can get additional unsecured cli after 6-7 months and graduates from what I can tell from comments...9-10-12 months automatically and you keep the same card and history when it unsecures.
They also give monthly free EX score FICO 8.
Here is info on NASA's secured cc:
https://www.nasafcu.com/credit-cards/
12.9% TO 17.99%
NO annual fee or balance transfer fee
$500-2000
Build Credit
VISA Classic Credit Card
Enjoy a fixed rate as low as 12.9% APR*
Share Secured Visa Credit Card available (minimum $500; maximum $2,000)
here is the info I got from chat:
There is a secured and unsecured version of their Visa Classic card.
The apply button online is for the unsecured version only.
You must apply by phone or in person for the secured version.
It does not automatically graduate, you must apply for that, but if it's approved you keep the same card and account number.
There is no annual fee or balance transfer fee.
The deposit earns current rate of %
You can apply to increase your limit, if approved you can add money to increase it.
There are no rewards.
It reports to the credit bureaus as a secured revolving line of credit.
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and for DCU:
DCU Secured Visa Platinum: low APR, no AF, graduates (with a return of deposit) BUT you must apply & get approved for the CU which costs a HP
You can apply for it on their main page when you are not logged into your account.
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and this is another helpful thread:
http://ficoforums.myfico.com/t5/Credit-Cards/Updated-for-2015-Secured-Credit-Card-List/td-p/3856240
It’s been a while since I was here — just now seeing this 
So I have done a couple things over the last 9 months....
The big one is I negotiated my $65k in private student loans down to under $30k with a pay for delete in Feb — so I paid them off — and my score is now in the 670-680 range from the mid to high 500s. The original chargeoff is still there from the lender but the collection mark is gone at least!
Credit card wise I dropped the Continental Finance. The guy was trying to explain to me that the $18 a month fee is actually a great deal because “they report your credit monthly to all the agencies to help you rebuild your credit and that fee covers the expenses.” I had to try and keep from laughing and had to repeat “just cancel it” with every excuse he gave me.
I had a small Capital One card and I merged it into my larger one so now my CL is over 2k on my Capital One I’ve had since 2007.
I was offered a $1k credit line no annual fee Avant card when I paid off the student loans which I accepted.
I called Credit One bank and threatened to leave — they got rid of the annual fee and I got a credit line increase to $1250.
My Discover Secured is still secured at $2500 (I’d added an extra $500 to it last year to take to to their max)— but their credit score tracker (which always seems to run a few points higher than everyone else) has me between 680 and 690... I figure at some point they will unsecure it.
My partner also added me to his Amex and 2 others which have $30k+ available credit so I’m an authorized user on those to help the available credit.
So now where I’m at is just keeping my balances low and paying everything on time and watching my score tick up a point or so each month. The issue is that even though I paid off the student loan problem, and got a pay for delete from the collection agency, the original lender still shows it as a chargeoff with the late payments that led up to said chargeoff on the 3 accounts. It shows “Closed, transferred to other lender, XXXX amount charged off”.... I’m hoping I can get someone to adjust that somehow.
As it is, my credit score says “good” but when I tried to do a little upgrading and refinancing the “previous delinquency” still bites me.
So that’s the latest... I’m feeling much more confident then I was this time last year The next goal is trying to get it above 700... I’d like to be able to refinance my car down to a lower rate and finally get a “decent” travel card.
N
So I have done a couple things over the last 9 months....
The big one is I negotiated my $65k in private student loans down to under $30k with a pay for delete in Feb — so I paid them off — and my score is now in the 670-680 range from the mid to high 500s. The original chargeoff is still there from the lender but the collection mark is gone at least!
Credit card wise I dropped the Continental Finance. The guy was trying to explain to me that the $18 a month fee is actually a great deal because “they report your credit monthly to all the agencies to help you rebuild your credit and that fee covers the expenses.” I had to try and keep from laughing and had to repeat “just cancel it” with every excuse he gave me.
I had a small Capital One card and I merged it into my larger one so now my CL is over 2k on my Capital One I’ve had since 2007.
I was offered a $1k credit line no annual fee Avant card when I paid off the student loans which I accepted.
I called Credit One bank and threatened to leave — they got rid of the annual fee and I got a credit line increase to $1250.
My Discover Secured is still secured at $2500 (I’d added an extra $500 to it last year to take to to their max)— but their credit score tracker (which always seems to run a few points higher than everyone else) has me between 680 and 690... I figure at some point they will unsecure it.
My partner also added me to his Amex and 2 others which have $30k+ available credit so I’m an authorized user on those to help the available credit.
So now where I’m at is just keeping my balances low and paying everything on time and watching my score tick up a point or so each month. The issue is that even though I paid off the student loan problem, and got a pay for delete from the collection agency, the original lender still shows it as a chargeoff with the late payments that led up to said chargeoff on the 3 accounts. It shows “Closed, transferred to other lender, XXXX amount charged off”.... I’m hoping I can get someone to adjust that somehow.
As it is, my credit score says “good” but when I tried to do a little upgrading and refinancing the “previous delinquency” still bites me.
So that’s the latest... I’m feeling much more confident then I was this time last year
The next goal is trying to get it above 700... I’d like to be able to refinance my car down to a lower rate and finally get a “decent” travel card.N
Yay — not a week after I posted this I got the letter that Discover has unsecured my account! So we’re seeing progress
Capital One - for the minimum $200 limit, the amount required down depends on your creditworthiness. It could be $49, $99, or require the full $200. It can no longer be added to later, so you obviously want to put as much down as affordable.
Discover - the limit can be increased after opening, up to $2500, but requires you to call in and "get approved" for the CLI.
