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I have a recent Bloomingdales charge off says "no missed payments" Why is that? Does that mean that when I pay this account it will then show all the payment history and perhaps lower my score? I want to pay it but there's no collection item on the credit report it just shows the OC. I'm sure they will not want to remove this tradeline. Any suggestions? I'm not sure if I should pay it. Please help.
If you DON'T pay it, they will surely send it to collections, then you will have 2 derogatories for this account. Pay it if you can.