cancel
Showing results for 
Search instead for 
Did you mean: 

Bloomingdales Charge off HELP!

tag
Creditobsessed12
Frequent Contributor

Bloomingdales Charge off HELP!

I have a recent Bloomingdales charge off says "no missed payments"  Why is that?  Does that mean that when I pay this account it will then show all the payment history and perhaps lower my score?  I want to pay it but there's no collection item on the credit report it just shows the OC.  I'm sure they will not want to remove this tradeline.  Any suggestions?  I'm not sure if I should pay it.  Please help.

11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board Smiley Happy
Message 1 of 2
1 REPLY 1
Anonymous
Not applicable

Re: Bloomingdales Charge off HELP!

If you DON'T pay it, they will surely send it to collections, then you will have 2 derogatories for this account. Pay it if you can.

Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.