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BoA baddie removal from CR

Established Member

BoA baddie removal from CR

Is it possible to get a baddie removed early from my credit report for a settlement with BoA that's due to fall off my report 6/16? Is BoA generous with early deletions? The account was "closed at consumers request" and "paid for less than full balance". Last reported 8/11, last payment 7/11, first delinquincy 7/09. I had the card since 2001 and was great with my payments before 2009 when I lost my job. I wish they would give me credit in that regard and go ahead and remove it from my credit report. Do you guys think it's possible they would if I sent a GW letter and/or called?

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Moderator Emeritus

Re: BoA baddie removal from CR

Won't know for sure until you try.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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