BofA late removal

[owlflavored]

Hi-

My credit file is completely clean except for one 30-day late on 2/18-account has since been closed and paid in full.

I've been a BofA customer since 1994. I have well into six figures in assets with them.

Is it worth writing a letter, and, is it worth going for a hail mary and saying I will pull all my assets and switch banks if they don't heed my request?

[gdale6]

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@owlflavored wrote:

Hi-

My credit file is completely clean except for one 30-day late on 2/18-account has since been closed and paid in full.

I've been a BofA customer since 1994. I have well into six figures in assets with them.

Is it worth writing a letter, and, is it worth going for a hail mary and saying I will pull all my assets and switch banks if they don't heed my request?

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Just ask that the late be forgiven you dont need to mention the assets at all. Point out your long relationship.

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-letter-Q-amp-A-Examples-and-GW-Success-Sto...