Woke up to a nice surprise this morning. Equifax shot up 22 points, Transunion went up 24 points, and Experian rocketed 31 points up! Upon further inspection, my last remaining collection is gone from all three bureaus. It wasn't due to come off until November 2017, and I was certain I would have to wait until them. I've disputed the reporting and attempted goodwill ad nauseum and nothing worked. i finally signed up for a service (which I will not name because I don't wanna get my post removed) as a last-ditch effort before I resigned myself to waiting for it to age off naturally next year.
I spent 18 months trying to get it removed. It took them two weeks.
So yay!
I've still got two baddies: a paid CO from Verizon that's not due to fall off until 2019 some lates from a couple years ago on an old Santander loan (which was subseqently brought current and eventually paid off). So there's still some work to do. But right now I'm happy. 
Congrats! At least it's gone.
@Anonymous wrote:Woke up to a nice surprise this morning. Equifax shot up 22 points, Transunion went up 24 points, and Experian rocketed 31 points up! Upon further inspection, my last remaining collection is gone from all three bureaus. It wasn't due to come off until November 2017, and I was certain I would have to wait until them. I've disputed the reporting and attempted goodwill ad nauseum and nothing worked. i finally signed up for a service (which I will not name because I don't wanna get my post removed) as a last-ditch effort before I resigned myself to waiting for it to age off naturally next year.
I spent 18 months trying to get it removed. It took them two weeks.
So yay!
I've still got two baddies: a paid CO from Verizon that's not due to fall off until 2019 some lates from a couple years ago on an old Santander loan (which was subseqently brought current and eventually paid off). So there's still some work to do. But right now I'm happy.
Congratulations!....Thanks For Sharing..
@Aduke1122 wrote:
Congrats , are you certain Verizon hasn't sold your debt to anyone? They sold mine at 3 years to the date of my SOL
I'm certain. It's been paid. So if they sold it, they're going to be in a whole world of hurt now that i know stuff. 