I've noticed through reading some posts that there are some CA's that seem to be inherently difficult to work with and some that are mentioned to be more understanding. Would those of you with more experience in dealing with these companies than us newbies, be kind enough to reply with companies that you've found to be very difficult vs. easier to deal with? I'd like to know how big of a can of worms I'm opening and whether I even want to try...
The ones that I personally have on my report are as follows (quite a few, unfortunately...ah, to be young and dumb):
1) Asset Acceptance (I think I've read they're not too fun to deal with)
2) Credit Protection Assoc
3) Encore Receivable Management
4) Midland Credit Management
5) Portfolio Recovery
Also had CMI or Credit Management LP (listed differently on different reports) but had a decent experience with them recently. Immediately deleted for me.
Thought this may be able to help not only me but some others as well. Thanks a lot.
2/22/13: TU-716, EX-702, 4/24: EQ-749
2/20/14: TU-695, EQ-671
Goal: mid-700's
