Who's the collection agency. They can show a balance owed.
My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
PRA, MCM, LVNV I have a small collections account with Verizon which shows a "balance". These accounts do not. They have a "high credit", "past due", and aren't reporting in the "collections" area of my CR. They're in the "closed accounts" area with "collection account" in comments.
They can report like a regular CA would. JDBs cannot report a monthly payment history like an OC can.
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."
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