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CA telling me it's "illegal" to delete a PIF collection off report?!?!

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rckstrscott
Valued Contributor

Re: CA telling me it's "illegal" to delete a PIF collection off report?!?!


@hippychic823 wrote:
And one last thing, since it is PIF could I use the HIPAA process if the GW's don't work?

Yeah, the HIPAA process was intended to be used for accounts paid to the OC, to remove CA accounts from my understanding.. I have never used it

 

 

-scott

Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790
Message 21 of 22
rootpooty
Valued Contributor

Re: CA telling me it's "illegal" to delete a PIF collection off report?!?!


@rckstrscott wrote:

@hippychic823 wrote:
And one last thing, since it is PIF could I use the HIPAA process if the GW's don't work?

Yeah, the HIPAA process was intended to be used for accounts paid to the OC, to remove CA accounts from my understanding.. I have never used it

 

 

-scott



+1 also i have had great success just paying medical debt then gw'ing. after told several times denied pfd the same ca would gw after payment. in my experience medical collections seem easier to gw

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Message 22 of 22
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