Can anyone provide contact info and advice for handling a CACH LLC collection that just popped up a few months ago? It is past the time they can sue, but I need it handled for a refi in our house. Thank you in advance!
Cach llc will negotiate. Be sure to get their offer in writing before paying them and KEEP IT... twice I've settled for 25% of debt owed and two years later they come after me again claiming it was a payment that brought the account current (renewing SOL).
Both times I submitted the offer letter (copy of it) and a copy of the cleared payment and receipt; after which they drop suit.
In my experience (and from a rep during last negotiation's) 60 days after payment they stop responding to CRA's. My first experience they accepted "pay for delete". My second encounter they told me I would have to pay double the debt for "administrative fees" to delete.