No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I had a credit card with BOA that was charged off. CACH LLC sued me and I paid in full within that week so they wouldn't garnish my wages. Once paid in full the money they had garnished they returned and deleted the tradeline. I called them and asked for deletion and they told me once it was paid they would send me a letter to have the tradeline deleted off my credit reports. Within 30 days it was deleted.
I had a collection with them from T-Mobile for around $800. I ended up disputing it and it came back deleted. YMMV though. They never pursued any judgement or anything. Got it removed 2 years into them reporting it, the original account is past the SOL now but wasn't when I had it deleted.
@Anonymous wrote:
Just got great news. Walk away and tradeline deletion from all bureaus. Boom last collection removed.
Congratulations!
Did you call them or sent them a letter to PFD?
Was it standard script or letter you sent?
Thanks.