I'm going on month 5 of my Amex BCE not showing up on Experian or TransUnion. It's been on Equifax since a month after opening. I'm also on month 4 for my PRG and month 2 for my SPG. All of my Amex cards are only on 1 bureau and not on the other 2. Probably a patience thing like others have said.
@Anonymous wrote:i just received a cap one and discover secured cards in the past few weeks.
my discover account IS showing up on my experian credit report.
but my cap one card is not.
as suggested by everyone on fico forums, i am trying to get three cards on my report, then do the AZEO system.
i already have a first premier card.
these two new additions were going to bring me to three.
but like i said, the cap one card is not showing up at all.
any suggestions?
thanks
My Discover IT card showed up on my report like a week and a half after I opened it. I was mad because I was carrying a balance of almost $300/$1,500 and was going to pay it off as soon as it posted to the account. Little did I know that they were going to report it so soon! Synchrony was equally as fast and now I have 3 cards reporting a balance instead of 1. I've paid everything off and figured out the statement dates for all my new cards, so next month should be better in terms of utilization.
Like others have said, just have some patience! Credit rebuilding/building isn't a sprint, it's a marathon and that's been the hardest part for me, too. You've done great by getting 3 cards under your belt, so use them wisely and you'll see them graduate in no time.
At least you did some research and got the Cap One and Discover Secured cards. I went with Wells Fargo and here we are almost 2 years later, and no graduation. Well, I called last night to cancel and the rep said it's set to graduate on Nov. 30th, but still! It shouldn't have taken this long!
Anyways, Congrats!! You're in good hands here on this forum. Just read, read, and read some more and don't be afraid to post any questions you have.
