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CHARGE OFF / COLLECTION QUESTION

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Contributor

CHARGE OFF / COLLECTION QUESTION

myFico family, i have a two questions. First- have anyone tried to deal with Kohls for PFD? if so any info will be appreciated.

second- i have collection for Progressive insurance but when i called Progressive they have no info or anything about it on file. 

Collection is from the receivable managment for 643, how to proceed with this one?

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Regular Contributor

Re: CHARGE OFF / COLLECTION QUESTION


@martypav7 wrote:

myFico family, i have a two questions. First- have anyone tried to deal with Kohls for PFD? if so any info will be appreciated.

second- i have collection for Progressive insurance but when i called Progressive they have no info or anything about it on file. 

Collection is from the receivable managment for 643, how to proceed with this one?


I just sent a PFD letter to Kohl's last week, once I have something to report on it I will.

 

Good Luch!

03/19/19
Experian: 571 | Equifax: 563 | TransUnion: 563

04/06/19
Experian: 591 | Equifax: 566 | TransUnion: 577
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Frequent Contributor

Re: CHARGE OFF / COLLECTION QUESTION

If the collection is inaccurate and they cannot verify it, you should dispute it with the credit bureau online.Sounds like a hole in one.GOOD LUCK...

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Established Contributor

Re: CHARGE OFF / COLLECTION QUESTION

Kohl's is managed by Capitol One. The very idea of pay for delete or goodwill letters never crosses Capitol One's computers. I do not think you will get anywhere with this lender.

 

Progressive is considered to be a pain when it comes to making agreements. Considering that the only reason for them to go after you is for non-payment of your full amounts owed on a crash I am going to go ahead and say that this one will not go away either.

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