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Hi All,
Long time member, long time lurker, recently I got a 30+ day ding on my credit from Citibank. I was 37 days late paying my Simplicity card. I have no other negatives on my report, started rebuilding 4-5 years ago and now have over 100k+ in credit. My scores were in the low 700s, dropped all the way down to 585-620 from that (1) 30 day late.
Long story short, I remembered about writing a GW letter. I read online and it seemed like a 50/50 success rate. I took a shot in the dark, sent the emails out, got a call within an hour. Spoke to EO and explained my situation, gave a sob story, offered proof etc...she said give me a week while I check some stuff I'll touch back with you next week. Today I got the call that it will be removed from all (3) bureaus !!!! I am beyond estatic and happy of the outcome. I haven't posted on these forums in quite a while but I wanted to share with yall my story in hopes that it can help someone else down the line.
Congratulations!! Very happy for you
What letter did you use?
Congrats I’m happy this worked for you. I tried to goodwill a 30 day late on a finger hut account with no success but I’m glad it’s working for some of us.
Hello and congrats! Would you mind PMing me the email address you used? Thank you in advance!