Thoughts? Suggestions? Any other tactics to try during the next 6 years?
2008 Positive Car Loan Paid as agreed.
2013 Positive Car Loan Paid as agreed.
2008 Student Loan Paid as agreed. - only on Experian.
Cap 1 QS Open
USAA CC Open
NFCU CC Open
Cap 1 Visa Open
Overstock Charge Card Open
VS Charge Card Open
Cap 1 Secured Closed. Paid as agreed. Open June 2015.
5% Utilization overall.
2014 Car Loan, 60 day late July 2014 - Open. GW letter every month.
Portfolio Recovery October 2014. PIF. GW letter every month.
Credit Control Corp number 1. July 2014. PIF. GW letter every month. BBB closed, it remains.
Credit Control Corp number 2. July 2014. PIF. GW letter every month. BBB closed, it remains.
US Bank Charge Off September 2014. GW letter every 2 months to 4 different individuals.
Bearing my credit soul. Studying FTC law, Consumer law, PRA and Midlands recent order, and CFRB's list of Credit Control Corp complaints.
Nope. No response from GW's 1-4, BBB closed in their favor, they responded without class and tact. I venture with more GWs until I can think of another tactic.