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CO Removed from EQ But not TU and EX

ohboy
Regular Contributor

CO Removed from EQ But not TU and EX

Hello all
 
 
 
Today i Pulled my EQ report and noticed a CO i had with fcnb was gone
 
I pulled the EX and TU and they are not removed.
 
does that mean they will pull the treadline in the near future ?
 
 
I was writing to them last year to remove but never have gotten no responce with the first time, rewrote them again but no responce, so i just forgoton about it.
 
Does that mean that they are responding to me now and they will remove from the other 2?
 
 
 
 
thanks all
 
 
 
 
 
 
 
 
Message 1 of 7
6 REPLIES 6
PurpleHaze
Established Contributor

Re: CO Removed from EQ But not TU and EX

It is possible they update at different times throughout the month.  I have a charge-off due to fall off May 08.  It has been removed from EQ, but remains on the other two bureaus.  Give them until the end of the month.

Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


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Message 2 of 7
ohboy
Regular Contributor

Re: CO Removed from EQ But not TU and EX

 
 
Pulled my eq report on 4/11/08
 
The TL was still there
 
Today i pulled the other free report  from EQ and the TL was gone 
 
I am very happy about it , but will be more happy when it will be gone from the other
 
2 CRA
 
I Am going to be very happy if they remove them from the other 2
 
that will leave me with one judment , and a whole bunch of lates that Capital One and
 
Aspire does not want to remove.
 
thanks
 
PS my EQ is 666  
 
 
Message 3 of 7
Solarjuju
Frequent Contributor

Re: CO Removed from EQ But not TU and EX

I have same problem. CO with Honda Finance removed from EQ but not TU and EX. Disputed with TU and got an alert saying "Improved Account" but it still has a derogatory rating. I've tried calling Honda but their system has been down the past 2 days. EX is still reporting it as "a loss to creditor" Anyone else had this this type of situation and have it fixed?
Message 4 of 7
EDub357
Frequent Contributor

Re: CO Removed from EQ But not TU and EX

I had an AmeriCredit  account removed from EQ but not TU and EX.  Have tried several times to have it removed but all to no avail.  Any suggestions?
Message 5 of 7
Timothy
Moderator Emeritus

Re: CO Removed from EQ But not TU and EX

If the Account is accurate - you are stuck with it.
What is being reported inaccurate?

EDub357 wrote:
I had an AmeriCredit  account removed from EQ but not TU and EX.  Have tried several times to have it removed but all to no avail.  Any suggestions?



Message 6 of 7
llecs
Moderator Emeritus

Re: CO Removed from EQ But not TU and EX



EDub357 wrote:
I had an AmeriCredit  account removed from EQ but not TU and EX.  Have tried several times to have it removed but all to no avail.  Any suggestions?


Also, be careful about removing it if old. I had an Americredit repo that was redeemed and paid as scheduled to the loan maturity date. I send dozens of GWs with no response. However, the repo reference did get deleted off TU along with a few lates. For some reason, FICO doesn't read the remaining lates on TU as it mentions as a positive factor that I have no lates at all on my CR.
 
I sat through FICO's recent webinar and the issue of a repo was brought up. They said that a 30 day late that recently occured is far far more damaging than a repo that is a few years old, to use their words. It may not be hurting you like you may think it is.
 
Send many GWs if paid.
Message 7 of 7
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