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I am trying to get some of the COs cleared. Does any one have any experience in dealing CO with Citi, Santandar, BlissPay ?
My Citi accounts were both dealt with Credit Control anything in particular you're looking for?
I had a Citi account COd and sold to PRA, so naturally once I settled with PRA, it came off my reports. Citi deleted their original TL.
As you know getting a CO removed is next to impossible. You know how by GW letters. Omar is the only 1 I've heard of a Citi CO removal.
@MI-Aviator wrote:My Citi accounts were both dealt with Credit Control anything in particular you're looking for?
Hi @MI-Aviator, I am sending you a PM. Please reply to me.
@FireMedic1 wrote:As you know getting a CO removed is next to impossible. You know how by GW letters. Omar is the only 1 I've heard of a Citi CO removal.
Just to clarify, I did not request or make any sort of deal with Citi. They deleted their TL on their own upon selling the debt to PRA. I never had any contact with them; I never even saw the original CO'd TL on my reports. By the time I started working on my credit, their TL was long gone.
@OmarGB9 wrote:
@FireMedic1 wrote:As you know getting a CO removed is next to impossible. You know how by GW letters. Omar is the only 1 I've heard of a Citi CO removal.
Just to clarify, I did not request or make any sort of deal with Citi. They deleted their TL on their own upon selling the debt to PRA. I never had any contact with them; I never even saw the original CO'd TL on my reports. By the time I started working on my credit, their TL was long gone.
I guess lenders are removing their accounts from credit report once they sold them to outside party. However Citi/BestBuy did not remove it from my report even after they sold to PRA. I guess it depends on lender and the account and company they sold to.
@Red1Blue wrote:
@OmarGB9 wrote:
@FireMedic1 wrote:As you know getting a CO removed is next to impossible. You know how by GW letters. Omar is the only 1 I've heard of a Citi CO removal.
Just to clarify, I did not request or make any sort of deal with Citi. They deleted their TL on their own upon selling the debt to PRA. I never had any contact with them; I never even saw the original CO'd TL on my reports. By the time I started working on my credit, their TL was long gone.
I guess lenders are removing their accounts from credit report once they sold them to outside party. However Citi/BestBuy did not remove it from my report even after they sold to PRA. I guess it depends on lender and the account and company they sold to.
Yea I'm not sure how they decide when to/not to remove their own OC reporting. I'm just glad they removed it. It's one less CO'd TL.
As far as Santander is concerned I would send 9 dispute referencing the class action settlement and seeif they just remove it