cancel
Showing results for 
Search instead for 
Did you mean: 

CRA MOV

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Frequent Contributor

CRA MOV

Has anyone here had success with a CRA MOV? I have not had a lot of luck getting them to answer my requests. They basically tell me to contact the OC and/or CA If anyone has had luck getting their MOV requests answered how did you get the CRA to respond. I'm getting tired of sending letters that go unanswered. Not mention spending $$ per letter.
Message 1 of 14
13 REPLIES 13
Highlighted
Regular Contributor

Re: CRA MOV

bump if anyone has a good format for a MOV letter
Message 2 of 14
Highlighted
Contributor

Re: CRA MOV

I have not used one, but might need to soon. See this for good examples.
 
 
 
Message 3 of 14
Highlighted
Frequent Contributor

Re: CRA MOV

Funny, that's the exact same letter I've been using with my MOV requests.
Message 4 of 14
Highlighted
Established Contributor

Re: CRA MOV

bump....Moderators, have any of you had any success with the CRA MOV?
Message 5 of 14
Highlighted
Established Contributor

Re: CRA MOV

bump....Moderators, have any of you had any success with the CRA MOV?
Message 6 of 14
Highlighted
Moderator Emeritus

Re: CRA MOV

No, I haven't. I find the MOV letter only useful in that it might produce a written explanation (bogus of course) from a CRA on how they verify...it's always electronically verified. An ineffective MOV will lead (and should) to a lawsuit.
Message 7 of 14
Highlighted
Valued Member

Re: CRA MOV

arent they required to provide how they verified if you write them and ask??
Message 8 of 14
Highlighted
Moderator Emeritus

Re: CRA MOV



tabbycat72140 wrote:
arent they required to provide how they verified if you write them and ask??



Yes! And as I said, the CRA will state the account was verified electronically...nothing more, nothing less.
Message 9 of 14
Highlighted
Established Contributor

Re: CRA MOV

I understand that the CRAs use E-Oscar.  However, I was under the impression from reading various posts that when a consumer requests MOV that simply sending the Automated Consumer Dispute Verification wasn't enough.  Is there any case law or an FTC Opinion letter out there that discusses the MOV process?
Message 10 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.