No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@GApeachy wrote:
@FireMedic1 wrote:
Your lucky its with Portfolio. Deletion is in your favor.I believe OP said Calvary Portfolio....not Portfolio Recovery. Is there a mix up here? Is it still the same outcome?
"Per Cavalry policy, if you pay your account in full or resolve the account for less than the full balance, we will request a deletion of its tradeline on or about 30 days from the date the final payment is posted to the account. "
@GApeachy wrote:https://www.helloresolve.com/debt-management/is-pay-for-delete-finally-going-mainstream/
OP, this is a good read to help understanding policies in case you need to deal with Calvary. Hopefully they'll (won't like your credit report, not buy the debt) and move on but if you need to go ahead and make contact, or want to make contact this article above will help I do believe.
Thanks, GApeachy. That was an insightful article. Upon closer inspection of my TU file, I noticed these:
"Absorb what is useful. Reject what is useless. Add what is essentially your own." - Bruce Lee