Yes, they can pull a CR for collection purposes.
They also can see, if you changed jobs, see who you are paying and what available credit you have, etc.
I had one CA that had an attorney name attached to it, some how acquired 3 of my largest debts, one at a time.
The first time they served papers on me, I paid before the court date and they agreed to cancel the court.Also delete item from CA.
Almost 1 yr later, the same CA/lawyer came calling again.We did the same song and dance routine.
Then about 6mos later, yup the same CA. My mind said "Something fishy is going on here" Then is when, I went to the computer to find information and found this place and I'm still here. Wanting to help others,so they don't have to go thru the same song and dance routine like I did.
This all happened because the CA/lawyer was viewing our (DH & I) CR's.They are snecky little rats, to say it nicely.
So be careful on what you put on loan/credit apps. I dont put my cell number on loan/credit apps, because if it did everyone who pulls my CR would have it. I only use my home phone on credit/loan apps. DH and I dont even pick it up, we let who ever calls to leave a message.We can be snecky too.
+1 again. Good advice! Make sure you opt out.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.