Can CO continue reporting CO after PIF?

TrishN · ‎11-25-2012

I paid 1 CO last year. This year I try to dispute account. They coma back report CO in my credit profile. So can they report CO after paid in full?

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013

Repo-ed · ‎11-25-2012

yes. can report until it ages off.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891

Shogun · ‎11-25-2012

Yes, even though it's paid now, it was still in a negative status prior to paying it off and this will still reflect on your CR. You should start the GW process to try and remove this.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.