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Can a CA report for the first time after payment?

meadmaker
New Contributor

Can a CA report for the first time after payment?

I had a medical collection appearing on EQ and no other report.

I paid the doctor in full in late April. The doctor contracts with the American Credit Bureau, and she reported to them that the bill was paid in full.

ACB reported to all three CRAs in early May. My scores at TU and EX, which had no collections listed at all, promptly dropped.

Can the CA report to previously-unreported CRAs after the bill is paid in full?

Thanks!
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