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Any score over 750-799 is just as good or close to as 800 really. Do you have any installment loans? Truck loan, car loan, anything listed as a loan?
800 is just a number.
Anything you want to do with 800, you can do with 750 if all variables are the same.
I am sure you can hit 800 without real estate. Think of all the apartments in NYC, etc.
GL!
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
Yup, I will pass 800 for regular Fico 8 pretty quickly now with no installment loans since my last closed in 2014.
One of the CRA report me at over 800 without a mortgage. Outside of CC's all I have is a car loan to be paid off in August.
@Anonymous wrote:One of the CRA report me at over 800 without a mortgage. Outside of CC's all I have is a car loan to be paid off in August.
A auto loan is the same as a mortgage FICO wise.