That's odd. I got 2 Cap One cards within 2 months of each other. Neither is secured. Maybe their rules are different with a secured card???
Update-cap1 says they donor take apps within 45 days of the last app.
Yeah --I was going to do the same thing, until I researched on the board and found out not to apply to Cap1 for a couple months after..
Just wait a little while, and try again. But you lost the INQ unfortunately
They didn't do a hard pull. I thank them for that at least
Then no harm no foul!
Yes I was told there is a wait between unsecured cards but no wait to reapply for the secured. They can however resubmit a recon after a denial to re-review but this will cost another HP, which sucks since Cap 1 likes to pull all 3 CRAs.