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Cap1 has screwed my rebuild

Regular Contributor

Cap1 has screwed my rebuild

Cap1 agreed to remove several lates from my CR and told to expect an update soon... Well, today I noticed a change in my CR instead of them removing late payments that added a dozen which caused my score to tank. I contacted them and spoke to two supvisors that confirm that Cap1 reported the accounts current/ no missed payments and told me to contact the CRA. I been going back and forth ever since **bleep** is going on?

Message 1 of 6
5 REPLIES
Frequent Contributor

Re: Cap1 has screwed my rebuild

Sorry to hear they’ve updated with more lates. Sounds like CRA’s dropped the ball on that? I’m sorry that happened and I’m sure it’s more than a bummer?! I’m sure someone will chime in to give you some insight.

Hope you get it updated correctly, per Cap One?

Got my fingers crossed for ya! 🤞
Good Luck!!

😊
Starting Score: EQ 491
Stating Scores 02/13/2018
TU 483 EX 543 EQ 491
Current Score:
EQ 563
Goal Score: 600 (for now)


Take the myFICO Fitness Challenge

Score: 06/16/2018 TU 556 +34
Score: 06/16/2018 EX 546 +0
Score: 06/16/2018 EQ 563 +52
In the Garden until 11/2018

GREAT PLACE! GREAT PEOPLE! GREAT ADVICE!

Message 2 of 6
Frequent Contributor

Re: Cap1 has screwed my rebuild

Are the lates they added valid and accurate or erroneous information?

TCL: $1,450 | AAoA: 7.8 yrs (I can thank my student loans for this) | Util: 62% (high due to charge-offs) Smiley Sad
Cleaning up and rebuilding after a long hiatus from credit
Message 3 of 6
Valued Member

Re: Cap1 has screwed my rebuild

Had that happen with snyc paypal they agreed to remove a late and did it updated the a few days later it popped back up  dropped score like 15 points I called paypal they said they did not see any lates in their system so i called CRA disputed about 4 days later late was removed all good

Starting Score: 01-2018-TU=645 EQ=598 EX=605
Current Score:03-05-1018 TU 667 EQ 665 EX 659
Goal Score: By 2019 --700+ Across the board


Take the myFICO Fitness Challenge
Message 4 of 6
Regular Contributor

Re: Cap1 has screwed my rebuild

erroneous.
Message 5 of 6
Regular Contributor

Re: Cap1 has screwed my rebuild

I'm reaching out to the CRA's again. Thanks. This rebuild is definitely a marathon.
Message 6 of 6