@TequilaMockingbird wrote:Good evening. I have a paid Capital One charge-off reporting on all three reports. Each one reflects a zero balance.
Under "Payment Status" TU and EX state "paid charge-off," but the EQ report merely says "charge-off." Is this something I should dispute and if so, how should I phrase it?
does the EQ balance show $0?
No dispute necessary, the reporting is okay. It should not be updating monthly and if it is then you can request the CRAs apply their own rule that paid COs should no longer update once the balance reaches 0.
