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Capital One Charge off

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koky
Frequent Contributor

Capital One Charge off

Please can someone help me with information on how to Remove a charge off from my account???
Message 1 of 5
4 REPLIES 4
Rain77
Frequent Contributor

Re: Capital One Charge off

CO's can be difficult to remove.  You can offer a PFD, but they don't have to accept.  Or PIF and GW, and hope someone will remove. 



Last HP 8/29/14

Message 2 of 5
koky
Frequent Contributor

Re: Capital One Charge off

I paid in full about 2 months ago... And now I am trying to get a mortgage and scared it will hinder my chances of getting approved...
Message 3 of 5
Rain77
Frequent Contributor

Re: Capital One Charge off

That's a good thing you PIF.  On a manual review it will look good.  At this point you can send lovely letters, call, email Cap 1 and see if they will remove.  It will take persistence, but your letter may fall in the right hands.  Start with a letter to the CEO, and just keep trying.  Good luck!



Last HP 8/29/14

Message 4 of 5
koky
Frequent Contributor

Re: Capital One Charge off

Thanks Rain...
Message 5 of 5
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