No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
i have a capital one card.....DOLA is from 2003.
it is showing on my reports that the account is still open and they have not turned it over to a collection agency.
with that being said, does anyone know if they will PFD?
@Anonymous wrote:i have a capital one card.....DOLA is from 2003.
it is showing on my reports that the account is still open and they have not turned it over to a collection agency.
with that being said, does anyone know if they will PFD?
Pay it BEFORE it goes to a ca or worse, they sue you in small claims. They WILL take you to court. I don't think you can pfd an oc. Pay it and then try to GW them.
thanks fo the info.
just to confirm....they can take me to court...but since it is beyond the SOL.....that could be my defense & they could not win right?
@Anonymous wrote:thanks fo the info.
just to confirm....they can take me to court...but since it is beyond the SOL.....that could be my defense & they could not win right?
Correct but if you were to not show up in court, they can win by default. So show up if you get served.
i have never received anything from them...been years.......wonder if they would offer a settlement amount....if i do this...it will not reset the 7 years right?
if i do settle....then it would show as being paid....which would be better then open and late right?
should i send them a letter with a settlement amount that i would be willing to pay if they marked the account as "paid in full" ?
i guess the letter would be similar to a PFD letter....does anyone have any sample letters that do this?