Capital One GW Denial. Try Again?

[MyForumName]

Sent a GW letter to Capital One asking to remove a late from August 2010 and received a letter basically saying that the information was correct. It's one late in 2010, is it worth trying a second round of GW letters? This is a current and open account that I still use from time to time. My worry is that if I pester them, they will dig up a couple of other lates that aren't reported as such and hit my reports in retribution. Any advice?

[annielorie]

I'd call speak to a customer service rep. Have some reason they can relate to for being late and as you can see the account is in good standing.  Most mortgage companies and cc forgive one late if the others are not marked I dont think they would have a vendetta for you. One more letter is only a stamp if you decide to write, but I'd go for the person to person mode.

[bridgetkaryn]

It can't hurt to ask.. call Customer service ask them... send letter's to exec's... The worst they can say is no and you are in the spot you are now... I felt like I boarderline harassed some of my creditors and due to my stalker-ish, or persistant tendences I have raised my score 151 points in 2.5 months...

[annielorie]

NEVER TAKE NO FOR AN ANSWER YES IS THE ONLY WORD I CAN HEAR NO IS NOT IN MY VOCAB