Congratulations on your GW success! Job well done.
@Nikita2008 wrote:Following advice here I sent out some Goodwills last week. I submitted to Capital One, Fingerhut and First Premeir. I honestly did not hold high hopes for any of them.
I got a call from the executive offices at Capital One this morning, asking me to clarify some specifics about my situation. The gentleman said, although it's not their policy he would submit it, and I would hear back probably by tomorrow, that he would call me one way or the other. He called back this afternoon, and said that the request was approved and all of my lates would be removed ( I have 12 going back to 2015). I have been consistently current on that account since Feb 2019, and the account is open, I actually received a small CLI last month. He said I will get a confirmation letter within a month and should see the update witi. 30-45 days.
I still have a lot of lates on my reports though, from First Premeir ( 8) , Fingerhut (3), as well as First Access and Total Visa and a really sloppy auto with GM Financial. I don't have a lot of hope with any of those. It can't hurt to keep trying though. The Total Card charged off in 2019, and no one seems to want to take my money lol. Once I can get it settled I'll give it a shot.
Current FICO 8's are TU 663, EQ 678, EX 687 without the removal.
Small victory but I'll take it.
Congrats on the CAP 1 success. Curious did you email or mail out letters? Specifically interested in Fingerhut, I mailed out on 4/1 haven't heard anything, was going to email, but can't find any contact info online for fingerhut. Would you mind sharing if you did email. Please and thank you 
@Anonymous wrote:
@Nikita2008 wrote:Following advice here I sent out some Goodwills last week. I submitted to Capital One, Fingerhut and First Premeir. I honestly did not hold high hopes for any of them.
I got a call from the executive offices at Capital One this morning, asking me to clarify some specifics about my situation. The gentleman said, although it's not their policy he would submit it, and I would hear back probably by tomorrow, that he would call me one way or the other. He called back this afternoon, and said that the request was approved and all of my lates would be removed ( I have 12 going back to 2015). I have been consistently current on that account since Feb 2019, and the account is open, I actually received a small CLI last month. He said I will get a confirmation letter within a month and should see the update witi. 30-45 days.
I still have a lot of lates on my reports though, from First Premeir ( 8) , Fingerhut (3), as well as First Access and Total Visa and a really sloppy auto with GM Financial. I don't have a lot of hope with any of those. It can't hurt to keep trying though. The Total Card charged off in 2019, and no one seems to want to take my money lol. Once I can get it settled I'll give it a shot.
Current FICO 8's are TU 663, EQ 678, EX 687 without the removal.
Small victory but I'll take it.
Congrats on the CAP 1 success. Curious did you email or mail out letters? Specifically interested in Fingerhut, I mailed out on 4/1 haven't heard anything, was going to email, but can't find any contact info online for fingerhut. Would you mind sharing if you did email. Please and thank you
Without publishing the actual email, I emailed the CEO of Capital One Richard Fairbank. If you google his name, the email is readily available.
I emailed Fingerhut as well. No luck on that one. I'll send out snail mail. Steve Nave at Bluestem brands I believe.
Thank you & Congrats!!!
