Capital One not reporting to Equafax?

[Anonymous]

Am I missing something here? My Capital One CC doesn't report to Equafax.

This could hurt me as I, for the first time, will have all revolving accounts at a 0 balance /utilization and my CapOne QS1, which I put about $2,500 thru a month, report under 10% utilization. Well, on Equafax, it will have that I am not using any revolving credit, which I'm reading will drop my score.

Has anybody else experienced this and if so, what have you done?

I like the relationship I've built with CapOne and the rewards, but I might have to rethink what card I use the utilization on.

[cartwrna]

Both of my Cap1 cards report to all 3 bureaus. How long have you had the card for?

[Anonymous]

2010...I just started my credit repair journey this p as t Dec., so I don't have any other old reports to see if it ever was reporting.

[Anonymous]

So my other problem this causes now is after closing my Premeir CC and First Savings CC, I only have 2 CCs, my store card, and my LOC from my bank reporting on EQ...

Am I too thin here on revolving lines?

My LOC only reports to EQ, so I'm going to transfer $5 over to checking so I have something reporting.

[cartwrna]

You want 3 revolving bank cards for maximum score. 3 mainstream cards ie: VISA MC AMEX, not store cards although one isn't bad. Call Capital one and ask them why it's not reporting.

[gdale6]

You want to call Cap-1 and tell them its not reporting to EQ and request an update be sent. I would be looking for the update to hit your EQ within the week and if it doesnt you will then need to call EQ and have them research the problem.