Re: Capital One secured credit card?

vladrad · ‎11-18-2012

I have this card

for about 120 days and still there is no credit score yet !! ?

I was careful about paying and payoff my debts on time. What should I do?

I need some credit score!

Citi "Diamond Preferred" (1k), Bank of America (12k), Capital One - secured (0.7k), AMEX Green - (5k), Chase Freedom (4.5k), Chase Slate (3.2k), Discover (3,75k), Chase Explorer (19k), Oldnavy (2.2k), Chase Amazon (3k), Orbitz Rewards (8k), Citi Double Cash (10,4k),

Anonymous · ‎11-18-2012

You

@vladrad wrote:
I have this card
http://basepic.com/images.php?di=B6GU

for about 120 days and still there is no credit score yet !! ?

I was careful about paying and payoff my debts on time. What should I do?
I need some credit score!

You wont have a score until cap1 reports the month after 180 days... so 6 months

Ravensfan2001 · ‎11-19-2012

Wow. They reported mine at around 30 days after opening...

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.

bahbahd · ‎11-19-2012

@Ravensfan2001 wrote:
Wow. They reported mine at around 30 days after opening...

You missread. The poster above was saying that the OP won't have a FICO score till after 6 months of account payment history.

Ravensfan2001 · ‎11-19-2012

Ooops. I guess that's what happens when I try to read these forums from my iPhone first thing in the morning....

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.

vladrad · ‎01-27-2013

I got credit score

Maybe now is time for myFICO service.

Based on CK my Credit Score.

Transrisk score: 701

Auto Insurance score: 771

Vantage Score: 722

Citi "Diamond Preferred" (1k), Bank of America (12k), Capital One - secured (0.7k), AMEX Green - (5k), Chase Freedom (4.5k), Chase Slate (3.2k), Discover (3,75k), Chase Explorer (19k), Oldnavy (2.2k), Chase Amazon (3k), Orbitz Rewards (8k), Citi Double Cash (10,4k),

Shogun · ‎01-27-2013

Congrats. What was your score?

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

vladrad · ‎01-27-2013

Trans risk: 701

Auto insurance: 771

Vantage score: 722

Citi "Diamond Preferred" (1k), Bank of America (12k), Capital One - secured (0.7k), AMEX Green - (5k), Chase Freedom (4.5k), Chase Slate (3.2k), Discover (3,75k), Chase Explorer (19k), Oldnavy (2.2k), Chase Amazon (3k), Orbitz Rewards (8k), Citi Double Cash (10,4k),

Shogun · ‎01-27-2013

Very nice! Also, I can tell that was creditkarma.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

Give_Me_Credit_Please · ‎01-28-2013

After 4 months you should have a score already. I had mine for a month and scored. Maybe you should call them and look into it.

Capital One secured credit card?

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Capital One secured credit card?