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Capital one late payment deletion

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firemartinez1980
Regular Contributor

Re: Capital one late payment deletion

Could you please provide the addresses you used?

 

 

Message 31 of 47

Re: Capital one late payment deletion

Well done.

 

Would you mind sharing the letter and email you sent in getting the latest removed, of course, omitting any personal and sensitive data? I am in the same situation and would like to try this as well.

 

Regards!

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Message 32 of 47

Re: Capital one late payment deletion

I don't believe OP that lates were removed. OP does not respond 

Starting Score: 499
Current Score: 596
Goal Score: 820


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Message 33 of 47
martypav7
Contributor

Re: Capital one late payment deletion

I am not responding because at the moment im not worried about credit and not at the forum. I will be more responsive when i get back to US ( mid-June). But in case you need more proof here is i

B324662D-7AB5-4D33-B20D-6E8ABAB4B8C5.png

 

3C2E3779-325C-49F8-A835-07654D5D5752.png

 

Message 34 of 47
CitizenHobbes
New Contributor

Re: Capital one late payment deletion

This is great and gives me a window into what's possible in having a small handful of lates removed from my own reports.

Current Cards:


Next Cards:



Message 35 of 47
Anonymous
Not applicable

Re: Capital one late payment deletion

Congratulations, martypav7.

 

I'm hoping to have success with having lates deleted off a Capital One that was paid off last month. Can you share a goodwill letter you use and the contact information you use to send the letter to? If you feel more comfortable sharing it privately you can send me a DM.

 

Thank you 

Message 36 of 47
myquestionsfico
Regular Contributor

Re: Capital one late payment deletion

Congratulations on your success!!  We are all happy for you and proud.

 

Like others, I would appreciate it if you can share what worked for you, via DM. I am in a similar boat as you were.  

Enjoy your travels and stay safe.

Message 37 of 47
Anonymous
Not applicable

Re: Capital one late payment deletion

I am also interested in the address/email you used. Congrats!

Message 38 of 47
Anonymous
Not applicable

Re: Capital one late payment deletion


@martypav7 wrote:

cap1.jpgcap2.jpg

Capital one deletes 10 late payments. Basically sent emails+ letter monthly and persistent since september 2019. Dont let them say no. keep pushing.


Congrats! Cap one is a tough nut to crack as you can tell by everyone thay wants your tips and tricks!

 

Good for you and your persistence, it truly paid off and must feel great!

 

Enjoy your trip!

Message 39 of 47
Anonymous
Not applicable

Re: Capital one late payment deletion

Would you mind sharing the address and email you used for them? Currently in the same boat! Thank you in advance. 

Message 40 of 47
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