I have a charge off utility showing on my credit from Southern California Edision. It is paid and from 2013. I was trying to figure out the account because I know I never paid a collection for it. I called SCE about it because I hadn't lived there at the time of the balance and after researching they said they transferred the balance to my mother and determined that she owed that money and she was the one that paid it. I asked her why it was reporting on my credit if it was determined that she was the one that owed it and she said that since I was the one that orginally opened the account that it was still my responsibility even though the service was transferred into my mothers name when I moved out. Any ideas other than goodwill to try with this? I tried calling back just to get someone new to see if I could get it goodwill removed but they said no. I disputed this last year and it came back verified. I have a mortgage lender pulling my credit June 1st and really need 15 points!
